Classic Car Insurance

Classic Car Insurance

Classic Car Insurance

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If you have purchased a classic or antique vehicle, you’ll also want to insure your investment properly. This way, you can be rest assured that your one-of-a-kind beauty from back in the day will be protected for years to come.

Coverage Inclusions

A typical classic car insurance policy includes the following:

  • Agreed value coverage— in the event of a total loss, this pays for the car’s full-insured value with no depreciation, less your deductible.

  • Flexible usage—Don’t limit your classic car to simply parades. You’ve got the ability to drive the vehicle for up to 2,500 to 5,000 miles annually.

  • Inflation guard— the policy increases the vehicle’s value quarterly as compensation for how classic cars increase in value over time

  • Spare parts coverage

When insuring a classic car, you must consider how you will be using the vehicle:

  • Will you only drive the vehicle to car shows or in a parade now and again? If so, your policy should be limited to those circumstances.

  • How many miles do you intend to drive each year? 

  • Are you going to use your antique vehicle to hit the beach, go to the grocery store, or visit a relative? If so, your policy should reflect this kind of usage.

Your Needs are Unique

Since classic and antique vehicles are all so different, your insurance coverage will be tailored specifically to your vehicle. There are many considerations that you and Midwest Insurance Group, LLC will discuss while creating a policy to suit your unique classic car needs.

Additional Coverage Options

  • Emergency towing in case of a breakdown

  • Roadside assistance for items such as a dead battery, flat tire, or running out of gas

  • Emergency lockout

  • Lost key return

  • Emergency travel expenses in case your classic vehicle breaks down while away from home

  • Car show expenses—policy will cover expenses associated with missing a car show due to a breakdown

  • Theft reward

  • Personal effects—policy will reimburse you for items that are stolen or vandalized when reported to police

Live in the past while protecting your vehicle for the future! Contact Midwest Insurance Group, LLC today at (262) 646-5777 to learn more about all of our insurance solutions for your automobile insurance needs.