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Dealerships – Midwest Insurance Group
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When you partner with Midwest Insurance Group (MIG), you’re not just partnering with one person. You’re partnering with an entire agency-one that understands dealerships. MIG knows how to minimize your financial risk and can also provide guidance on how to prevent losses in the first place.

Your business is exposed to a large variety of risk. You deal with customers in high stakes transactions every day. You have maintenance facilities full of potentially dangerous equipment. You have high value inventory and that needs to be. Chances are that you need something different than the cookie cutter business or garage insurance policy. Here’s how MIG can help.

The Material Risks

What happens when your inventory gets damaged before you have a chance to sell it? Your balance sheet takes a hit as well. Whether the damage comes from collisions, weather or unknown sources, MIG has a policy to cover you on these types of new inventory economic losses. Specialized policies also cover dealer repair costs up to 100% well over the industry standard of 75%.

The Human Factor

The sales process has the potential to bring out the best in people but that isn’t always the case. Sometimes healthy competitiveness and hopes for the future turn into something else, leading to losses surrounding theft and deception. Also the business is complicated these days. People make mistakes and that can be costly.

MIG offers false pretense insurance on auto and non-auto inventory to help protect you from unscrupulous or deceptive buyers or sellers. When anyone accuses your employees of illegal behavior, such as harassment or discrimination you’re covered with third-party employee practices policies.

As far as mechanic’s errors are concerned, conventional options might not be enough for your operation.You might want to consider it if you have:

  • Multiple technicians on staff
  • Expensive vehicles
  • Inexperienced workers

Founded on Service, Built on Trust

As a Wisconsin Automobile & Truck Dealers Association (WATDA) Member and an Automobile Dealers Association of Mega Milwaukee (ADAMM), MIG takes great pride in offering customized auto dealership insurance policies, priority service and unparalleled levels of coverage. We succeed when you succeed that’s why we work with you directly to identify, reduce and cover the real risks you face. To summarize, here are some of the benefits MIG offers.

  • Priority service from our agents who know the dealership business
  • Mechanics errors & omissions
  • False pretense on auto inventory as well as non-auto inventory
  • Employment practices liability, including coverage for third-parties
  • Dealer repair costs up to 100% versus industry standard of 75%
  • Economic loss on coverage for damage to new auto inventory
  • Reporting and non-reporting auto inventory options
  • Cyber Liability
  • Carriers that accept all lines of coverage
  • Multiple AM Best A rated insurance
Please feel free to give us a call at 262-646-5777 .

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