You work hard to coordinate your company’s projects, schedules, employees, and payroll. It’s easy to get lost in all the paperwork or even caught up in what’s going on at your sites. However, any successful contractor knows that there’s more to it than just office work and construction. At its core, the industry is really about people and that means it’s about trust.

At Midwest Insurance Group (MIG), we work hard to support you in building profitable business relationships. We provide the insurance you need to protect yourself and your partners. We have the bonding you need to establish or continue credibility. We have the guidance and advice you need to reduce your risk and make great decisions that grow your company. To us, that’s what it means live by our motto: Founded on Service, Built on Trust.

We Know Your Industry

Certificates, additional insured endorsements, waivers of subrogation, contract reviews, bid and performance bonds, primary and non-contributory status we understand it all. We also understand that you’re working on a timeline.

The agents and agency staff here work with contractors on a daily basis. Everyone understands that your ability to put your workers on-site can often depend on insurance, bonds or other assurances you need to put you in compliance with your contracts. With MIG you will be confident you will be ready to go before the first worker is scheduled to set foot on the job.

We Understand Your Risks

We concentrate on our job so you can concentrate on yours. Even so, we realize you probably want oversight over what’s happening so we strive for complete transparency and clear communication at all times.

On our side, one of the biggest factors we think about is your experience modification rating (EMR). Controlling your EMR is the key to controlling your insurance costs. We will put you in a position of control by reviewing your EMR to ensure accuracy. From there we help you grow your business by improving safety programs, identifying further risks, and reducing overall losses going forward.

We Have You Covered

Whether you’re part of a large construction firm looking for some extra assistance in risk control or you’re a hands-on locally based contractor, MIG has coverage where you need it. There are too many benefits to list here, but here’s a summary of the main features of the contractor’s program:

  • Construction contract reviews
  • Bid and performance bonds
  • The opportunity to earn dividends
  • Contractor’s errors and omissions
  • Environmental and pollution liability
  • Owner’s and contractor’s protective liability
  • Wrap-up Coverage (Sweeping blanket coverage that protects the owners, the contractors, and subcontractors).
  • Employment practices liability including third-party coverage
  • Cyber Liability
  • Electronic OSHA log
  • Carriers that accept all lines of contractor coverages
  • Multiple AM Best A-rated insurance

At the end of the day, what all this means is that you get the coverage you need to help your business grow. MIG covers contracting and building companies of all types and sizes. You can rest assured that support will be there to help you develop loyalty, provide great service and avoid unnecessary losses no matter how successful you become.

Midwest Insurance Group partners with Erie insurance, one of the nation’s leading auto and home insurers, with an A.M. Best rating of A+ (Superior).

Please feel free to give us a call at 262-646-5777 .

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