Restaurant, Food & Beverage Insurance Program

Insurance for Restaurants, Bars & Taverns, Breweries & Distilleries

Whether you operate a restaurant, bar or tavern, brewery or distillery, you need an agency that understands the various exposures that you will face on a day to day basis.

The extremely high level of competition in the food and beverage industry makes it imperative to have a plan in place should a loss occur. The specialized insurance professionals at MIG, combined with our risk management consultant allow our clients to rest assured that their needs have been met and that their operations will continue with minimal downtime should a loss occur.

Together, we can create a program that helps you meet your risk management initiatives, so you don’t just survive, but thrive in this competitive marketplace. Our services are unique. Discover why hundreds of companies make Midwest Insurance Group their broker of choice.

Program Features

create a program to meet your initiatives
– Midwest Insurance Group

Key Restaurant, Food & Beverage Program Features:

  • Agents and agency staff that work with the food service industry on a daily basis
  • Built In “High Season” Increased Coverage
  • Surprisingly Affordable Liquor Liability up to $1,000,000
  • Spoilage on Food Stock
  • Food Contamination with Business Income & Expediting Expenses
  • Coverage for Food Trucks and Trailers including Loss of Income
  • Breakage of Dishware and Glasses (normally excluded!)
  • Data Breach and Response
  • Employment Practices Liability including 3rd Party Coverage
  • Priority service through our Award Winning Service Staff
  • Industry leading Risk Management and Claims Management
  • Multiple AM BEST ‘A’ Rated insurance carriers that accept ALL LINES of Restaurant, Tavern and Food & Beverage coverages