We are continuing to provide service to our clients and have information for you on the Coronavirus. Click here for resources. X
Wholesale Distributors – Midwest Insurance Group
Font size
colors

Midwest Insurance Group (MIG) works with distributors every day. We understand that your business is part of a complex network of logistics and manufacturing companies. We know that you need to provide certain assurances to your business partners on a timely basis.

We also understand that warehousing isn’t easy. Every time you accept, store or ship stock, you’re taking a risk. Additionally facilities can be compromised, contracts can fall through, staff members can misbehave and unscrupulous partners can hang you out to dry the list goes on.

You can’t do business without taking some risk. At MIG we do more than set up protection for when a loss occurs. We help you increase your long and short term financial stability by implementing loss control and cost containment programs, risk management solutions and safety related communications.

Thinking Outside of the Box

The majority of standard insurance policies are good for covering direct damage. However, warehousing is a competitive and complex industry. You may need to think about other types of unpreventable losses in order to manage your business’s growth efficiently.

For example, if you have a fire, it could help you replace the damaged facilities. However, you would need the right business interruption policy to cover your lost profits during your shutdown for repairs and replacements.

MIG also has other options, such as contingent insurance to cover you in the case of losses your partners suffer. As with our primary policies, our agents and staff will work with you personally on your financial strategies to determine your operation’s risk level, develop risk reduction strategies and provide the appropriate policies to cover losses should they occur.

Helping You Take Responsibility

Don’t be caught holding the ball when it comes to product liability. Defective or dangerous products could become the responsibility of your warehousing business in addition to or instead of the manufacturer. Although many businesses could benefit from this type of insurance, you would be more likely to need a supplemental policy if you were providing any secondary services, such as:

  • Installation
  • Service and maintenance
  • Branding
  • Labeling or providing documentation

Providing Service You Can Trust

Our commitment to our business relationships is obvious from our motto: Founded on Service, Built on Trust. It means that our friendly, knowledgeable agents and staff members are focused on getting you the protection you need to succeed over the long term.

Part of how we do this is by using specialized tools such as industry specific policies from a wide array of carriers. For your reference, here are some of the key aspects of the MIG wholesale distributor program:

  • Selling price valuation on stock
  • Product recall, including suspected defect
  • Consequential loss assumption coverage
  • Cost-containment programs
  • Brands and labels
  • Foreign products liability
  • Contractual liabilities
  • Electronic OSHA log
  • Manufacturers errors and omissions
  • Employment practices liability, including third-party coverage
  • Cyber Liability
  • Carriers that accept all lines of wholesale distributor coverages
  • Multiple AM Best A rated insurance carriers

We welcome inquiries from businesses of all sizes. Please Contact us to learn more about what we can do for you.

Please feel free to give us a call at 262-646-5777

How May We Help You?

Client Testimonials