Home, sweet home. At Midwest Insurance Group, we know that there is nothing more important than protecting your home and loved ones. We provide the best homeowner’s insurance to our neighbors in our hometown of Delafield.
Midwest Insurance Group is an independent agency, and we are proud to call Delafield our home. We have been in the business of providing excellent insurance for nearly two decades. We have built our business on a strong foundation of trust and great customer service, and we continue to provide that to our customers every day.
If you are searching for great and reliable homeowner’s insurance at the best rates available, then look no further than your neighbors at Midwest Insurance Group. We make it easy to design and manage the perfect home insurance plan for you. We can help you navigate different policies and coverage options to ensure that you and your loved ones feel as secure as possible in your home. Our friendly and knowledgeable agents are ready to answer any questions you might have about your plan. You can feel free to call us or send us a message anytime.
Whether you have made your home in Carriage Hills, Mulberry Grove, Lowerre Heights, Waterleaf, Valley Road, or in any other part of our lovely City of Delafield, you can count on Midwest Insurance Group to provide you with excellent insurance that will match your coverage needs. As an independent agency, we can get you the best rates available.
Midwest Insurance Group provides any kind of homeowner’s insurance that you may need. Perhaps you are curious about the kinds of policies that might be included in a Midwest Insurance Group home insurance plan. Below is some information about key policies that can help ensure that you and your loved ones receive the best coverage in your home.
Dwelling Coverage
Any good homeowner’s insurance plan includes a dwelling coverage policy. Dwelling coverage ensures that if your home is damaged or destroyed, you would be reimbursed for the expenses of repairs or rebuilding. Imagine you are out enjoying a beautiful day along the Delafield Riverwalk, and you go home to find that someone forgot to turn off a stove burner and a fire has damaged your house. With a good dwelling coverage policy, you would be able to repair the damage without burning a hole in your pocketbook. Dwelling coverage can also protect you from natural disasters and storms, gas explosions, and other incidents.
Other Structures Coverage
Do you have a garage or a shed? How about a fence or a mailbox? Many people like to protect the permanent structures that they own outside of their primary residence. Other structures coverage pays for damages incurred by fires, flooding, theft, and other covered incidents. If you are wondering what kinds of structures might be protected by other structures coverage, feel free to give Midwest Insurance Group a call. We would be happy to explain this type of policy and answer your questions.
Personal Property Coverage
If you wish to protect your appliances, furniture, and other belongings that you keep within your home, you can include personal property coverage in your homeowner’s insurance plan. This policy ensures that you are reimbursed in the event that your belongings are lost, damaged, or destroyed in a covered incident. Theft, fire, and flooding are all examples of incidents that could be covered by your plan.
Loss of Use Coverage
Imagine you have spent the day exploring the Wisconsin Veterans Memorial Riverwalk with your family. You head home only to find that your house is aflame! Your plan may cover the expenses of repairing and rebuilding your house, but what about the cost of living and eating elsewhere until the repairs are complete? That is where loss of use coverage comes into play. This is a policy that would reimburse you for any hotel expenses, restaurant bills, and other costs that would result from not being able to live in your own home.
Liability Coverage
In the event that you are liable for injury or property damage that occurs on your property, a good homeowner’s insurance plan will make sure that you are still covered. Liability coverage can cover medical bills and property damage expenses under such circumstances. So, if a guest falls and gets hurt in your home, your liability coverage policy could cover the expenses. If you have any questions about liability coverage, feel free to contact our knowledgeable and friendly agents.
Medical Payments Coverage
A medical payments coverage policy is designed to cover minor and lower-risk illnesses and injuries that happen on your property. Non-life-threatening cuts, ambulance rides, and minor ailments are some examples of incidents that might be covered by such a policy. With this policy, it does not matter who is at fault–your plan could cover the costs. A medical payments coverage policy can be a great addition to your plan for added peace of mind.
Coverage Enhancements
When you trust Midwest Insurance Group to take care of your homeowner’s insurance needs, you open yourself up to a wide variety of policy options, we offer coverage enhancements to tailor your plan. Whatever specific concerns you might have about protecting your home, MIG can help you find policies to address them. We can provide you with special floater insurance to specifically cover damage to or loss of antiques and jewelry. For our customers who are particularly concerned about sewer backups, we offer special coverage to help pay for sewer and drain backup expenses. We can also provide you with guaranteed replacement cost, which would guarantee a full reimbursement in the event that repairs to your home exceed your dwelling coverage limit.
Umbrella Insurance
Midwest Insurance Group also offers a wonderful policy option called umbrella insurance. It serves as an extra layer of protection against high costs that could exceed your homeowner’s coverage limit. Should unforeseen high costs exceed your coverage limit for the year, umbrella insurance would kick in to cover the extra expense and ensure that your bills do not become unmanageable.
Contact Midwest Insurance Group For Homeowner’s Insurance In Delafield
Please feel free to get in touch with Midwest Insurance Group to talk about what kind of homeowner’s insurance plan is right for you. We love our hometown of Delafield, and we take pride in providing our neighbors with excellent homeowner’s insurance, at the very best rates available. You can reach our offices at 262-646-5777.