Home is where the heart is. That is why Midwest Insurance Group is proud to provide great homeowner’s insurance to Hartland and the wider Southeast Wisconsin area.

At Midwest Insurance Group, we take the job of protecting your home, your loved ones, and your belongings very seriously. We know that there is nothing more important. With Midwest Insurance Group, you can combine dwelling protection with personal property and liability protection into a single policy. You can also rest easy in the knowledge that our friendly and knowledgeable insurance agents are just a phone call away if you need help managing your plan.

So, why does Hartland trust Midwest Insurance Group to provide the best home insurance? We have over 20 years of experience in helping people design and manage policies that work for them. We excel at providing our customers with competitive rates, as well as the best customer service available. Whether you have made your home in Golden Leaves, the Woodlands, Hartridge, Willow Bluff, or any of Hartland’s other wonderful locales, you can trust in the expertise of MIG’s agents to help you find the very best home insurance for you, at the best possible rates.

What kinds of coverage options does Midwest Insurance Group offer for your home insurance policy? We can provide just about any kind of home insurance that you may desire or need. Below are some of the coverage options that we can help you get so that you and your loved ones can feel as secure as possible in your homeownership.

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Midwest Insurance Group

Dwelling Coverage

Dwelling coverage is the part of your home insurance policy that protects you in the event of physical damage to your home. In the event of a fire, dwelling coverage would help you rebuild your house. Hartland is in a region that is at high risk for tornadoes. If a tornado were to damage the roof of your house, for example, dwelling coverage would kick in to cover the costs.

Good dwelling coverage is an important part of a home insurance plan. MIG can help you get the best dwelling coverage at the cost point that works best for you. MIG’s agents can also explain what exactly is covered by dwelling insurance. We are always happy to help. You can call us anytime.

Other Structures Coverage

What if a flood damages your garage? Or what if you find that termites have compromised the structure of your shed? Structures outside of your primary residence can be covered by an “other structures” policy. Such a policy can even help pay for certain damages to your fence or gazebo. Our knowledgeable insurance agents would be happy to answer any questions you might have about finding the perfect coverage for your non-dwelling structures.

Personal Property Coverage

While dwelling and other structures coverages take care of expenses resulting from many types of structural damage, personal property coverage protects you in the event that the belongings in your house are lost or damaged. This can include your furniture, your appliances, your tools and instruments, and the rest of the things in your home. With personal property coverage, your belongings can be replaced in the event of theft, damage from fire or a storm, or any of a number of other possible occurrences.

Loss of Use Coverage

Repairing and rebuilding after an accident or disaster can take some time. Rebuilding can even take several months, depending upon the size of the house. This of course means that an individual or family might not have access to their home for quite a long time. During repairs or rebuilding, many people must stay in hotels and eat in restaurants until their home is once again ready to be occupied. Loss of use coverage makes sure that in such an event, you would not be forced to pay for the extra living costs out of your own pocket. Loss of coverage is a wonderful addition to a home insurance plan because it can remove some of the stress during what can be very stressful times.

Liability Coverage

Of course, we want our house guests to be happy and comfortable. Unfortunately, accidents do happen sometimes. Fortunately, Midwest Insurance Group is here to help make sure that if someone slips on your driveway during the icy winter, or if your dog bites a neighbor, you will be covered. We can help you find a liability coverage plan to pay for expenses when you are legally liable for property or bodily damage that occurs on your property.

Medical Payments Coverage

Like liability coverage, medical payments coverage makes sure that if someone is hurt on your property, you will be able to fulfill your financial responsibilities. Medical payments coverage kicks in when the injury is low-risk. For example, if your neighbor cuts their hand on your fence and needs stitches, your medical payments coverage would cover the expenses. If your guest gets sick after eating a bad piece of cheese in your kitchen, you can both rest easy knowing that your medical payments coverage would take care of the medical costs. Medical payments coverage can take care of small medical expenses regardless of who is at fault.

Coverage Enhancements

One great benefit of choosing Midwest Insurance Group to design and help manage your insurance plan is that we provide you with an array of policy options to make sure that you get the best available coverage to best meet your insurance needs. For those who are particularly concerned about their valuable accessories and paraphernalia, we offer special floater insurance for jewelry and antiques. We also offer special coverage for sewer and drain backup, as well as guaranteed replacement cost. Whatever your concern or need might be, MIG’s agents can help you get the perfect coverage.

Umbrella Insurance

Midwest Insurance Group also offers umbrella insurance. This serves as an extra layer of protection in the event that costs from an unforeseen event exhaust your home insurance limits. Including umbrella insurance in your plan can be a great way of achieving extra peace of mind with your home insurance.

Please feel free to get in touch with us to talk about what kind of homeowner’s insurance plan is right for you. We take pride in serving the Hartland community and we would be happy to help you make an informed decision. You can reach the Midwest Insurance Group offices at 262-646-5777.

Midwest Insurance Group partners with Erie insurance, one of the nation’s leading auto and home insurers, with an A.M. Best rating of A+ (Superior).

To discuss your insurance policy and coverage options, give us a call today at 262-646-5777.