Ralph Waldo Emerson said, “A house is made of walls and beams; a home is built with love and dreams.” At Midwest Insurance Group, our business is protecting your walls and beams so that the love and dreams can thrive. We have proudly served Mukwonago and the wider Southeast Wisconsin area for nearly two decades.
Midwest Insurance Group provides excellent homeowner’s insurance plans at the very best rates to our customers in Mukwonago. A good home insurance plan constitutes a variety of policies, such as dwelling coverage and liability coverage. Each of these different policies is designed to protect you from certain kinds of circumstances that might result in expenses. At MIG, we make the process of selecting policies for your plan smooth and simple. Our knowledgeable agents are happy to help you navigate your options. We are just an email or phone call away.
Midwest Insurance Group is an independent insurance agency dedicated to providing our customers with the best insurance plans. We take the job of providing excellent customer service very seriously. Should you have any questions about your homeowner’s insurance, or if you need some assistance to manage your claims, you can always contact us.
We have plenty of resources and tools at our disposal to ensure that you get great homeowner’s insurance at a great price. So, whether you live in Jericho Ridge, Frog Alley, Willow Springs, Hidden Lakes, Muk, or any of Mukwonago’s other lovely neighborhoods, you can depend on Midwest Insurance Group to help keep your home protected.
What kinds of policies should be included in a good homeowner’s insurance plan? The answer varies from customer to customer. We can help you tailor a plan to perfectly fit all of your specific home insurance needs. Below are some of the coverage policies that we can help you to navigate.
Dwelling Coverage
Dwelling coverage is a policy that pays for expenses in the event of physical damage to your home. If your home is damaged in a fire, in a storm or natural disaster, or under other circumstances that are covered by your policy, dwelling coverage would reimburse you for the repairs. Dwelling coverage can also pay for rebuilding if your home is destroyed. Mukwonago is a high-risk area for tornadoes, making dwelling coverage a smart and critical choice for homeowners.
Other Structures Coverage
Midwest Insurance Group can also help you find coverage for the structures outside of your primary residence that are on your property. Other structures coverage is a policy that protects your garage, your shed, and other such structures from loss or damage. Incidents that are covered, such as fire, storms, and natural disasters, might affect your structures, but you would not have to worry about it with this policy in your back pocket. Other structures coverage can even reimburse you if your fence or mailbox is damaged.
Personal Property Coverage
Your personal belongings can also be protected by a good homeowner’s insurance plan. Personal property coverage ensures that if your furniture, appliances, tools, or other belongings are lost or damaged, you can be reimbursed. The right personal property coverage policy can protect you in the event that your valuables are stolen or damaged in, for example, a flood. If you have invested in valuable belongings, or if you simply want the peace of mind in knowing that your belongings are covered, then personal property coverage is worth looking into.
Loss of Use Coverage
Imagine you are out with your family at the Mukwonago Red Brick Museum. You head home only to find that a pipe has burst and your first floor and basement are flooded. This is an example of a repair that could take weeks or even months to complete. A good loss of use coverage policy will allow you to stay in a hotel or other accommodations without having to spend money out of your own pocket. It can even help pay for meals and restaurant bills until you are able to move back into your home.
Liability Coverage
How could a homeowner’s insurance plan help if a neighbor slips on a patch of ice in your driveway? In such an instance, you might be liable for any hospital bills that are incurred. Fortunately, if your home insurance plan includes a liability coverage policy, you could have nothing to worry about. This kind of policy helps pay for medical bills and property damage that result from incidents occurring on your property.
Medical Payments Coverage
In addition to liability coverage, medical payments coverage can also help pay for injuries and illnesses occurring in your home. Medical payments coverage is designed to help cover expenses when such an injury or illness is minor or low-risk. It can help cover costs even if you are not legally liable. This kind of policy is generally very affordable and can be a wise addition to your homeowner’s insurance plan.
Coverage Enhancements
Midwest Insurance Group can also offer coverage enhancements. These are additional coverage policies that can provide you with extra security where needed. We offer special floater insurance for jewelry and antiques, for our customers who want extra protection for their valuables. For those who have suffered from sewer backups, we can provide special coverage for sewer and drain backups. We also offer guaranteed replacement cost, a policy that ensures full coverage in the event that damages to your home exceed the coverage limit. Our agents would be happy to give you more information about our coverage enhancements and how they might benefit your plan.
Umbrella Insurance
Like an umbrella on a particularly rainy day, umbrella insurance can be a wonderful policy to have in your back pocket. Umbrella insurance is an inexpensive type of coverage that can be added to your homeowner’s insurance plan as an extra measure of protection against costly expenses. For example, if expenses resulting from damage, injury, or theft exceed your coverage limit, umbrella insurance can cover the extra amount.
Contact Midwest Insurance Group For Homeowner’s Insurance In Mukwonago
At Midwest Insurance Group, we are passionate about providing the people of Mukwonago with the best home insurance available, at excellent rates. Please feel free to give us a call at 262-646-5777. We would be happy to answer any questions you might have about forming or managing your home insurance plan.