Here at Midwest Insurance Group, we are proud to protect the homes of our friends in the Pewaukee area. We have spent nearly two decades ensuring that our communities have the best homeowner’s insurance plans available, at excellent rates.

A solid homeowner’s insurance plan includes various different policies. Each is designed to cover expenses resulting from certain kinds of damage, loss, or injury. At Midwest Insurance Group, we can help you combine the policies that are right for you into the perfect home insurance plan. We know that the world of insurance can be quite a confusing one at times, and we are fully prepared to help you navigate your options. If you ever find that you need help managing your claims, we are happy to help with that, too.

Midwest Insurance Group is happy to provide Pewaukee with great homeowner’s insurance at the most competitive rates. Whether you have made your home in River Hills, Seven Oaks, Steeplechase, Broken Hill, Sunder Creek, or any of Pewaukee’s other wonderful neighborhoods, you can look to MIG to find excellent home insurance to meet all of your needs.

At Midwest Insurance Group, we offer a range of insurance products to provide our customers with all the protection they need. You might wonder what kinds of policies can be included in a homeowner’s insurance plan. Below are some of the coverage options that we can help you obtain so that you and your loved ones can feel secure in your home insurance plan.

Dwelling Coverage

A good dwelling coverage policy is an important part of any homeowner’s insurance plan. That is because dwelling coverage is the part of your plan that will cover costs if your house is damaged or destroyed. The Pewaukee Fire Department can tell you that houses burn down even though no one wants them to. Fortunately, dwelling coverage can help families rebuild their homes after a fire. It can also pay for repairs resulting from natural disasters and other covered incidents.

Other Structures Coverage

Do you own a garage, a fence, a shed, or any other properties outside of your house? Outer buildings and structures on your property can be covered by an other structures coverage policy. If you do own such structures, then this is a great policy to include in your plan in addition to your primary dwelling coverage. Incidents that are covered by this policy can include fires, theft, natural disasters and storms, and other events. It may even be able to help cover costs if an unruly teen damages your mailbox on Halloween.

Personal Property Coverage

Can homeowner’s insurance protect your belongings and valuables? With personal property coverage, the answer is yes. Personal property coverage is a policy that can help reimburse you if your furniture, appliances, tools, or other belongings are stolen. If your belongings are damaged by a fire, a storm, or another covered incident, then personal property coverage can help you replace your items.

Loss of Use Coverage

Repairs after home damage are not always quick. Sometimes repairs or rebuilding can take weeks or even months to complete. This means that an individual or family might not have access to their home for quite a long time. While your home is being fixed, you and your family might need to stay in a hotel and eat in restaurants until your home is once again ready to be occupied. Loss of use coverage is a policy that makes sure that if this were to happen, you would not have to pay for costly accommodations. Loss of coverage can be a wise addition to a home insurance plan.

Liability Coverage

In the event that one of your house guests gets injured or sick in your home, liability coverage could be a very helpful policy to have in your homeowner’s insurance plan. Midwest Insurance Group can help make sure that if someone trips on your walkway, or if an illness occurs on your property, you will be covered. We are happy to put our expertise towards finding a good liability coverage plan for you that would pay for property damage or hospital expenses in the event that you are legally liable.

Medical Payments Coverage

A medical payments coverage policy can also help in the event that someone gets sick or injured in your home. If the illness or injury is minor, medical payments coverage can help cover the costs of hospital fees and other medical bills. Unlike liability coverage, this kind of policy can apply regardless of who is liable. You might find that good medical payments coverage in your policy is part of the perfect homeowner’s insurance plan for you.

Coverage Enhancements

In addition to basic coverage types, Midwest Insurance Group offers coverage enhancements. These are policies that add value to your homeowner’s insurance plan. Perhaps, for example, you have a valuable collection of antiques stored in your attic. We can help you add special floater insurance to your plan that is designed to specifically cover antiques and jewelry.

We offer special coverage to cover expenses resulting from sewer and drain problems. We can also offer you a guaranteed replacement policy–coverage that reimburses you fully if your home repairs exceed the limit covered by your dwelling insurance. You can contact Midwest Insurance Group at any time to discuss coverage enhancement offerings.

Umbrella Insurance

What is umbrella insurance? This is a type of policy that can help you pay for extra costs when you have exceeded your home insurance coverage amount. So if, for example, the costs of a theft exceed your dwelling coverage limits for the year, umbrella insurance could take care of the remainder of the cost so that you would not have to pay out of pocket. Umbrella insurance can be an affordable and wise addition to your homeowner’s insurance plan.

Contact Midwest Insurance Group For Homeowner’s Insurance In Pewaukee

Midwest Insurance Group is here to serve the Pewaukee community by providing the best home insurance at excellent rates. Please feel free to give us a call at 262-646-5777. Our agents are happy to answer any questions you might have about homeowner’s insurance and how Midwest Insurance Group can help you meet all of your needs.

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