Everyone knows that home is the most important place in the world. That is why, at Midwestern Insurance Group, our top priority is keeping your home safe. We do this by offering the best homeowner’s insurance available, at the best possible rates.
Midwest Insurance Group is proud to provide great homeowner’s insurance to Waukesha and the surrounding area. We are dedicated to protecting the homes of the communities we serve, and we know that nothing is more important. We make it easy to select the best policies for you and combine them into a perfect home insurance plan.
Perhaps you have lots of sheds, garages, and fences on your property that you would like to insure. Perhaps you have particularly valuable belongings inside of your home that you want to make sure are protected. Whatever the case may be, Midwest Insurance Group can help you design a plan that is just right for you.
Why do the people of Waukesha trust us to provide them with the best homeowner’s insurance available? It is because we have kept them protected at great rates for nearly twenty years. We have honed our expertise and we are happy to lend it towards getting our customers reliable insurance plans. Our knowledgeable insurance agents are also happy to help you manage your claims and answer any questions you might have at any time.
So, whether you have made your home in Guthrie, Hickory Grove, Ridgewood, Hillcrest Heights, Caples Park, or any of Waukesha’s other fine neighborhoods, you can trust in the expertise of Midwest Insurance Group’s agents to help you obtain the perfect home insurance plan for your needs.
At Midwest Insurance Group, we can provide you with any kind of home insurance you may require. Below are some of the coverage policy options that we can offer you.
Dwelling Coverage
The most important part of a homeowner’s insurance plan is dwelling coverage. Dwelling coverage reimburses you for repairs and rebuilding after your home is damaged or destroyed by a covered incident. Covered incidents include fire, natural disasters, flooding, and other events. Any home, be it a bungalow, a mobile home, a mansion, a cabin, or the historical Sen. William Blair House itself needs a good dwelling coverage policy.
Other Structures Coverage
Dwelling coverage does not cover any other structures that you might own outside of your primary residence. Garages, sheds, fences, and other permanent structures on your property can be protected by adding an other structures coverage policy to your homeowner’s insurance plan. This policy can pay for damage to such structures incurred by fire, storms, and other covered incidents.
Personal Property Coverage
How important is it to include coverage for your personal belongings in your homeowner’s insurance plan? You may wish to ensure that your appliances, furniture, valuables, instruments, and other belongings would be protected. In 2020, 21 robberies occurred in Waukesha. A good personal property coverage plan can reimburse you for the loss of personal belongings stolen from your home so that you can replace them. It can also reimburse you in the event of fire, flooding, and other covered incidents.
Loss of Use Coverage
Repairs after home damage are not always quick. Sometimes repairs or rebuilding can take weeks or even months to complete. This means that an individual or family might not have access to their home for quite a long time. While your home is being fixed, you and your family might need to stay in a hotel and eat in restaurants until your home is once again ready to be occupied. Loss of use coverage is a policy that makes sure that if this were to happen, you would not be forced to pay for accommodations out of your own pocket. Loss of coverage can be a wise addition to a home insurance plan. It can go a long way towards removing some of the stress during what can be very stressful times.
Liability Coverage
In the off-chance that one of your house guests gets injured or sick in your home, it may be a good idea to include liability coverage in your homeowner’s insurance plan. Midwest Insurance Group can help make sure that if someone slips on your driveway during the icy Waukesha winter, or if your dog bites a guest, you will be covered. We can help you find a good liability coverage plan that would pay for property damage or hospital expenses in the event that you are legally liable.
Medical Payments Coverage
Like liability coverage, medical payments coverage ensures that if someone gets injured or sick on your property, you will be able to pay for the expenses. Medical payments coverage kicks in when the injury or illness is minor. For example, if your cat scratches your neighbor and they need stitches, your medical payments coverage can cover the cost. If your guest gets sick after drinking bad milk at a dinner party, you can both rest easy knowing that your medical payments coverage would take care of the resulting bills. Medical payments coverage can take care of small medical expenses regardless of who is at fault.
Coverage Enhancements
Should you need or desire any special enhancements to your homeowner’s insurance coverage, Midwest Insurance Group is fully prepared to help. We offer a variety of coverage enhancements to make your plan the best it can be. If you have a special collection of antiques or jewelry, we offer special floater insurance that can offer extra protection. Perhaps you are particularly concerned about sewer or drain backups. We can provide you with sewer and drain backup coverage to protect against those types of costs, as well. Guaranteed replacement cost is another great policy that we can provide. This kind of policy can cover extra expenses in the event that you exceed your dwelling coverage limit.
Umbrella Insurance
Is umbrella insurance right for you? LIke carrying an umbrella in case it begins to rain, having umbrella insurance can be a good way to plan ahead for the unexpected. Many of our customers enjoy the peace of mind that comes with knowing that if you exceed your plan coverage, umbrella insurance can pick up the extra cost. Midwest Insurance Group’s agents are very knowledgeable about umbrella insurance and would be happy to give you more information about it.
Contact Midwest Insurance Group For Homeowner’s Insurance In Waukesha
Midwest Insurance Group is here to serve the people of Waukesha by providing the best home insurance at excellent rates. Please feel free to give us a call at 262-646-5777. We are happy to help you navigate the world of homeowner’s insurance and answer any questions you might have.